The Best Financial Advisors In Plymouth

Need Financial Advisor in Plymouth?

Let us find the Best Financial Advisor for your Needs and Situation.

‘If we were sat here in five year’s time reviewing the decisions that you made about your investments and savings now, what has to have happened, over that time for you to be satisfied with the progress that you are making?’

Savings and investing can be complex when you get into the detail but, if you start with the premise that all the old sayings still hold true, you won’t go far wrong.

“Don’t put all your eggs in one basket”. Or as financial advisers would have it, make sure you have a diversified portfolio ! Some cash, some fixed interest, some property, some UK equities, some global equities, and so on.

“Always look a gift horse in the mouth”, If it looks too good to be true it probably is. To paraphrase Gordon Gecko, “Greed is not good”.

“Keep something for a rainy day”, No matter how attractive the investment proposition always ensure that you have enough in reserve.

Due to the many different types of savings and investment products it makes most sense seek advice in this area, more than any other, particularly as you should be creating a portfolio of products that matches your own needs, aims and circumstances, also taking into account your appetite for risk.

Well, first we ask a number of questions and listen to your answers. We need to know what you are seeking to achieve and over what time period you are seeking to achieve this in. We will also ask you to complete a ‘Risk Tolerance Questionnaire’ which will help us to assess your thoughts on taking investment risk and will help to choose the correct investment strategy that meets those needs.

Services

Investment, Savings & Tax mitigation advice
The value of investments can fall as well as rise. You may get back less than you invested. Estate planning is not regulated by the Financial Conduct Authority. Tax planning is not regulated by the Financial Conduct Authority.
Retirement
The value of pensions and the income they produce can fall as well as rise. You may get back less you invested. Retirement planning is arguably one of the most important areas of financial planning and guidance on the most suitable options is crucial.
Protection
Life insurance will be important for you if you have dependants, as any lump sum paid out on your death could be used to help pay off the mortgage.

Office
Astute Money Financial Planning Limited, Plymouth Science Park, Davy Road, Plymouth, Devon, PL6 8BX

Contact: Astute Money Financial Planning Ltd

Continuum (Financial Services) LLP

Continuum has been created by some of the most experienced people in the industry to deliver a modern financial planning experience. Continuum is a partnership of like-minded Independent Financial Advisers sharing a common passion, approach and commitment to practicing true financial planning.

Our advisers have access to the latest technology to research the market to find the best products to suit your needs. Using technology means our advisers can spend more time working on the needs of clients.

We place clients at the centre of everything we do and aim to provide exceptional service at all times. We provide online tools to our clients who can view all their financial affairs, securely, in one place.

When you choose Continuum as your financial advice partner you enter into a business relationship with an adviser, not a business transaction with a sales person. Our advice proposition is one of simplicity and clarity, delivered by a trusted and professional adviser.

The value of pensions and investments can fall as well as rise and you may get back less than you invested. The Financial Conduct Authority does not regulate, Estate and Funeral Planning, or Tax and Trust Advice.

Services

Investments
We have vast experience of building long-term wealth so you can be confident that your investment strategy is designed just for you and your needs. The value of your investments may go down as well as up and you may not get back the full amount invested.
Estate Planning
Estate planning is a specialist area but we can help you protect the wealth you have worked hard to accumulate so it is there for your beneficiaries not the taxman. The Financial Conduct Authority does not regulate taxation and trust advice and also will writing.
Buying Your Home
Using the expertise and state-of-the-art technology, your adviser can help you choose the mortgage that is right for your needs, make sure you have the right protection in place, and guide you through the whole process.

Office
Continuum Financial Services Falcon House, Eagle Road Plymouth PL7 5JY

Contact: Continuum (Financial Services) LLP

LEA Financial Services Ltd – Mortgage Advisors Plymouth

LEA Financial Services is a family owned company established to provide the best possible service to its clients in respect of mortgage products and related insurances. Its directors, collectively, bring a life-time of business management skills, administration and organisational skills as well as over a decade of experience in the Financial Industry.

At LEA, we pride ourselves on providing completely Independent and Ethical services to our clients.

In this fast-moving, materialistic world, we believe it is essential to hold fast to Real Values where Individuals are Most Important. We also recognise and embrace the usefulness of Modern Technology and through such technology enhance our services. We believe our ‘On-Line’ services to be currently unique and they offer our clients a 24-7 facility to correspond with ever-changing lifestyles.

We have agencies with most providers of both personal and commercial insurances. We can advise you on and arrange policies to satisfy a wide range of needs, from Buildings & Contents insurance, through Life and Critical Illness and Income Protection policies to Commercial Premises insurance, Key Man, Relevant Life, Corporate Income Protection and a variety of Liability and Indemnity protection policies.

Services

Commercial Insurances
Let property cover or protection for your hotel, bar, restaurant or shop; Director’s & Officers cover, Personal, Employer’s & Public Liability insurance, etc.
Personal Insurances
Protect your ability to repay mortgages and loans on death or illness or to meet shortfall in income through illness. Protect your home, its contents, your valuables or pets.
Commercial Mortgages
We are a Member of the National Association of Commercial Finance Brokers, an Associate Member of the Association of Bridging Professionals and adhere to their Professional Codes of Conduct. We have access to a wide range of commercial lenders.
Personal Mortgages
We offers a full mortgage advice service, whatever type of personal mortgage you may require (buying, moving or re-mortgaging your main, second, holiday or foreign home) and whatever your circumstances.

Office
6 Keppel Place Stoke Plymouth Devon PL2 1AX

Contact: LEA Financial Services Ltd – Mortgage Advisors Plymouth

Clarity Wealth Management LL

It is our independence that sets us apart from crowd: we do not have any ties to or relationships with any particular financial providers, so we can truly give you the freedom of choice you deserve when it comes to planning for your financial future.

Our loyalty lies with you, our clients, and it is our duty to give you access to a full range of financial services and products so that you can – with our qualified help – choose the best short-term and long-term outcomes for you, your business and your loved ones.

Because we are duty-bound to put your interests first, you can trust us, absolutely, to recommend products and services that are the most appropriate for your own particular needs and aims, and your individual attitude to risk.

Whatever your background, whatever your vision, the Clarity team is on hand to provide you with a bespoke service that will give you peace of mind about your financial future. We are able to do this because we have a very simple but effective ethos.

We will always invite you to meet us informally before you commit to working with us. We believe very strongly that not only do we need an opportunity to listen to you and understand your aims and priorities before we can properly advise you, but you also you need an opportunity to get to know us before you can feel confident that we are the right people to guide you through the maze of financial products and services that are competing for your custom.

Services

Cash Flow Modelling
Forecasting your financial future so that you can reach your full potential. Knowing what you want out of life is one thing. Understanding how to actually get it is an entirely different matter. That’s where the Clarity Cash Flow Modelling service comes into play.
Estate Planning
None of us like to think or talk about death but, given that (as the old saying goes) the only certain thing in life is death, it would be imprudent not to plan for the inevitable and make provisions for our loved ones after we pass.
Holistic Lifestyle Financial Planning
At Clarity Wealth Management we believe that your personal ambitions, your individual circumstances and your unique hopes and desires all dictate your own particular financial planning journey.

Office
Sutton Harbour, First Floor, Tin Quay, Plymouth PL4 0RA, United Kingdom

Contact: Clarity Wealth Management LL

Goodmans Financial Planning

Goodmans was founded in 1995 and over the past 20 years our team of Financial Planners have delivered a trusted service to clients throughout Devon. With offices in Plymouth, Bristol, the South Hams and Exeter, we work with a small base of carefully selected clients where we feel we can deliver the most value to their financial plans.

When you choose Goodmans to work with you on your retirement plans, you will benefit from an experienced team of Chartered Financial Planners and Client Managers who are dedicated to looking after you and your future. We look after many clients who are working towards or enjoying a retired life in the South West and our approach and service is tailored towards your needs at this stage of your life.

Real financial planning isn’t about chasing exciting investments or tax loopholes; it’s about helping you create, and implement, a game plan to be able to comfortably enjoy some of the best years of your life without a fear for your future financial security.

Having met stringent qualifying criteria, Goodmans are proud to carry the Corporate Chartered Status (CCS) which is awarded by the Chartered Insurance Institute (CII). This status recognises our commitment to the development of staff, to ethics and the overall quality of advice given.

We pride ourselves on working with only a small number of clients who we’re confident we can add value to. That’s why we place so much emphasis on our ‘getting to know each other’ meeting. Many clients come to us with issues on pensions and investments, or want to make sense of their affairs. These initial meetings give you and us the time to make sense of your current plans.

For you, it’s a chance to understand more about our approach to retirement and investment planning and the difference that we can make to your plans both before, and after, you retire. For us, it’s the opportunity to understand more about your current situation, future aspirations and then decide if we’re the best fit for you. You can then assess the value of our service having had a “test drive” and decide whether our ongoing fees represent value for money for you.

Office
6 Drake Circus, Plymouth PL4 8AQ, United Kingdom

Contact: Goodmans Financial Planning

Excaliber Associates Ltd

Our only aim is to help you achieve your financial goals. Our unique relationship based service is designed to secure the financial well being of our clients by providing them with sound advice, simply presented.

Whatever level of service you require we have a comprehensive solution to match.

Excaliber Associates Ltd offer specialist guidance to private individuals and owners of small to medium enterprises (SMEs); this is based on an assessment of personal circumstances, affordability and attitude towards risk.

For clients who would like more from their advisers we can work on an ‘engaged basis’, where management of your portfolio is supported by our clear and consistent levels of support, advice and guidance which we believe is where we have demonstrated some of our finest work.

You can always be assured you’re in safe hands with Excaliber. We hold Professional Indemnity Insurance and are registered under the Consumer Credit License and Data Protection Act. We also subscribe to membership of The Personal Finance Society and The Association of Independent Financial Advisers.

Whatever your circumstances, it is worth speaking to us to find out more. We can arrange appointments in our office or in the comfort of your own home – offering you the highest level of personal service right from day one.

As financial advisers we provide individuals and businesses with advice on practical and relevant solutions to help them to meet their financial objectives. Some of the key areas with advice on are listed below. Of course, we’ll be happy to discuss your own personal situation and goals with you.

Services

Savings and Investments
From childhood, most of us are told to put away money to save for the future – perhaps for something special; or maybe to be sure that when we really need something we have the funds to acquire it, without taking on debt.
Pensions
Pensions are designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired.
Protection
Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.

Office
149A Ridgeway, Plymouth, PL7 2HJ

Contact: Excaliber Associates Ltd

Sound Financial Management Ltd

At Sound Financial Management, we believe in doing things differently. We are focussed on you and your goals. Our team of experienced financial professionals are united by a shared belief in the value of simplicity, transparency and openness.

Whether you are looking for more control over your finances or simply wishing to fulfil family responsibilities, Sound Financial Management offer a comprehensive planning and advisory service designed to help you identify, prioritise and achieve your financial objectives. Please browse our website to find out more about who we are, our level of knowledge, experience and expertise, and how we conduct business.

At Sound Financial Management, we can help bring clarity and confidence to your life, giving you a clear and comprehensive plan to achieve your dreams, goals and aspirations. Not only that, but we remain with you every step of the way, reviewing your objectives and adapting your plans as your circumstances change – meaning that you have peace of mind knowing you can simply focus on living your life the way you really want.

Established in 1997, and still privately owned, we are now one of the South West’s leading firms of Independent Financial Planners.

The planning process is at the heart of our practice. Our aim is to help you resolve your concerns and achieve your goals, reviewing progress regularly and adapting things as circumstances change to keep you on course. Our final proposals are well-researched and constructed on the basis of what’s best for our clients and nobody else. And, of course, we are prepared to work alongside our clients’ accountants and solicitors.

Services

Planning
The planning process is at the heart of our practice. We will help you resolve your concerns and set goals, reviewing progress regularly to keep you on course
Investment
Professional and fully independent advice to help you protect and grow your wealth
Business
Creative ideas and strategies to help business clients minimise risk, mitigate tax, maximise profits and protect and motivate employees
Expertise
Sound Financial Management has built a reputation based on speed, honesty, integrity, professionalism and proactivity.
Sustainable investing
Offering professional investors the opportunity to build strong portfolios and generate a better and more sustainable return.

Office
Windsor Villas, Lockyer Street, Plymouth, Devon PL1 2QD

Contact: Sound Financial Management Ltd

West Financial Management Co Ltd

West Financial Management is an experienced, qualified firm of Independent Financial Advisers.

Whether you’re seeking advice regarding a lump sum investment to generate income or growth, help with long term care, inheritance tax and estate planning or finding the right protection for your family, we can help. We search the whole of the market to find the right unbiased solution for you.

We work closely with you to create an investment portfolio which balances your key objectives, matches your attitude to risk and focuses on the investment future you want for you and your loved ones. We strive to make sure your wealth works for you and is passed to your beneficiaries in the most tax efficient way.

Choose West Financial Management and you won’t look back. With many years’ experience in client-driven financial planning and a commitment to our client’s needs, we’ll help you find the delicate balance needed to help achieve your ambitions.

Warm and welcoming, the team at West Financial Management are here to help you plan and protect your financial future. One of the most important things is protecting your investments so that you pass on the maximum amount (with minimum tax) to the next generation.

We aim to help you to develop sustainable, tax-efficient income and work on growing your assets to keep pace with inflation. You’ll find our advice is always impartial, always keeping your interests as the priority.

Services

Savings and Investments
From childhood, most of us are told to put away money to save for the future – perhaps for something special; or maybe to be sure that when we really need something we have the funds to acquire it, without taking on debt.
Pension
The new State Pension is a regular payment from the government that you can claim if you have reached State Pension Age (SPA) on or after 6 April 2016. Other arrangements applied prior to that date.
Protection
Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.

Office
55 Hyde Park Rd, Peverell, Plymouth PL3 4JN, United Kingdom

Contact: West Financial Management Co Ltd

Skipton Financial Services Ltd – Plymouth

What matters to you, matters to us. That’s why our customers trust us to help them save for the future and own homes of their own. Whether it’s feeling more confident in the decisions you take with your money or knowing you’re supported when you need to get in touch, we’re focused on providing a good place for your money.

More than one million customers have found their good place at Skipton, and as our Society grows, we’re led by the things you care about the most – saving for the future and securing a home of your own. Together we can build a brighter future.

Our story began back in 1853 and we’ve been helping people look forward with confidence ever since. Some things have changed over the past year, but longer term goals that matter to you are likely to stay the same.

We’re not driven by shareholders. We’re influenced and shaped by the things that matter to you, like confidence, trust and supporting each other. Our Society brings people together. We’re proud to be an award-winning provider of savings and mortgages and it’s part of our mission to give more people access to the right financial advice.

We’re proud of the people who work at Skipton Building Society. With their enthusiasm and dedication to customers, our colleagues strive to provide excellent customer service. Plainly and simply, without them, Skipton wouldn’t be Skipton.

That’s why we’re committed to creating a working environment where everyone has an equal opportunity to thrive and be happy. Scroll down this page to find out how we are encouraging and supporting a culture which promotes diversity, encourages healthy bodies and minds, and hopes to inspire the next generation.

Services

Savings
From Cash ISAs to Fixed Rate Bonds, we’ve got savings accounts to suit your needs.
Mortgages
From first-time buyer to property ladder high flier, we could help you secure your next property or if you want to stay put, we could help with remortgaging your home.
Financial Advice
Searching for investment, pension or inheritance tax planning support? We could help you plan for your goals.

Office
4 St Andrews Cross Roundabout, Plymouth PL1 1DN, United Kingdom

Contact: Skipton Financial Services Ltd – Plymouth

Molyneux Associates Ltd

As Independent Financial Advisers, Molyneux Associates offers a wide range of financial advice for business and personal needs Including Investment advice, mortgage advice and protection advice.

With a head office in Plymouth and covering an area encompassing the South Coast of the UK, we can offer a fully personalised advice service visiting you at your convenience either at your home, place of work, or at our Plymouth office.

With advisers based in Cornwall, Devon and Berkshire, we can cover you needs wherever you are in the South of the UK.

If you would like professional independent advice on any of the following financial services please contact the relevant adviser to arrange a no obligation assessment of your needs, at our expense. Established in 2003 in Plymouth’s City Business Park and based in Envoy House in Plympton, we are proud to have developed a base of over 7000 personal and business clients.

During 2012 the company expanded its associate base to cover all areas of Devon and Cornwall as well branching out by expanding our activities to the south east UK with the establishment of advisers based in the south east. Molyneux Associates plans to continue expanding the IFA coverage in the South West and across the UK.

Services

INVESTMENTS & WEALTH MANAGEMENT
When dealing with your money, there are two words which we hold dear, trust and responsibility. Our main aim is for you to trust us with the responsibility of managing your portfolio in the best way possible to suit your circumstances.
PERSONAL & STAKEHOLDER PENSIONS
Getting the right pension for you or your employees is always a daunting prospect. With a wealth of different options and situations to cover, good advice is always welcome.
BUSINESS PROTECTION
Protecting your business, shareholding and your employees is an essential part of ensuring that it functions correctly and helps you in case you need to replace key staff.

Office
Suite 4, Envoy House Longbridge Road Plymouth PL6 8LU

Contact: Molyneux Associates Ltd

The Best Financial Advisors In Plymouth

The Best Financial Advisors In Plymouth

Need Financial Advisor in Plymouth?

Hints & Tips

Quick Links

Contact Now